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In This Issue
Cover Story
Mending the Seams:
Financial Crisis Points to Need for
International Regulatory Reform

Features
Independent Research:
Salvation in the Middle Market

A Watershed Moment:
Calculating the Risks of
Impending Water Shortages

Investing in Troubled Times:
Entrepreneurs Are Your Safest Bet

Team of Rivals:
Can Corporate America and Academia Reconcile Their Worldviews and Work Together?

Departments
From the
Executive Director
Providing Continuity and Diversity

Letters to the Editor

Hot Zones
Ignorance Is Not Bliss:
The Dangers of Taking a
Set-It-and-Forget-It Approach
to Target-Date Funds

Hot Zones
The Seat Belt Problem:
A New Approach to Calculating
Risk-Adjusted Returns

Hot Zones
Advance Your Advisory Practice:
Steps for Implementing the RIA Business Model

Worldview
Shifting Sands:
Egypt Delivers Impressive
Results—But With Risks

Education for Practice
The Problem of Loss:
A Primer on Value at Risk

Education for Practice
Calculating Solvency:
Creating a Z-Score Calculator
on Your PDA

Education for Practice
Sounder Grounds for Prediction:
Deriving a Forward-Looking
Equity Market Risk Premium

Careers
The Sustainability Education Gap:
How Business Programs Fail (and Succeed) at Integrating Sustainability

Careers
Landing a Government Job:
Public-Sector Careers Offer
Security in Tough Times

Case Study
Revisiting StoneRidge:
Congress Could Restore
Aiders’ and Abettors’ Liability

Interview
Picking Up the Pieces:
Stephen Harbeck and Irving Picard
on the Lehman and Madoff Cases

Book Reviews
Extending the Canon:
New Titles

Final Analysis
Two Cartoons

Articles by John H. Earl Jr.

Calculating Solvency
Creating a Z-Score Calculator on Your PDA

A Quick Flip of the Coin
In Response to Neil O’Hara, Some Mark-to-Market Concerns about Liquidity

Schrödinger’s Morning Paper
The Impact of Barron’s on Stock Prices