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CATEGORY ARCHIVES

FINANCIAL PLANNING

Advice for Locating the Best Financial Planner to Secure Your Future

financial plannerWhen it comes to wealth management, having an effective plan of action can keep you financially independent for years. Be that as it may, most Americans today are struggling to make ends meet and therefore don’t have the finances or the time to map out a plan. Sometimes this is because they lack the necessary tools, and other times it is because they cannot see outside of their current financial status. Whatever the reasons are, a financial planner can do a great deal to assist you in getting back on the right path.

Make Sure You Interview Prospects

It is not enough to Google financial advisors and hope that you get a good professional for the job. You must really take your time in finding someone that you can trust with your money, and essentially with your future. Therefore, you should make sure that you interview potential financial professionals to see if they are a good fit for you. During the interview, it is important to find out what types of training and experience they bring to the table. How can their skills and abilities best help your current situation.

 

How Will You Interact with Each Other

It is important to know how you will be working with your financial advisor on the regular basis. Technology has afforded so many people different means of communication that you want to make sure that you will find a planner that will engage with you on a level that is comfortable for you. For instance, find out if they will be meeting with you in person, will you be working via email or on the phone, do you have your own personal advisor or is there a team?

 

What is Their Specialty

Most financial advisors have a specialty they like to focus on like insurance claims or equity trading. Finding one that is trained in an area you need assistance in is best. There are a wide range of topics that could be covered including debt management, risk management, taxation, education, investing, retirement planning, or estate planning.

Of course there is a lot to consider when it comes to choose a financial planner that will help you to learn wealth management skills that you can carry with you throughout life. However, by following these three guidelines, you can most certainly secure a financial professional that has experience, great communication, and the specialized expertise to help you reach the next level in your life.…

Learning To Take Control Of Your Finances

managing financesFor a lot of us, financial planning is a hit or miss situation. We don’t know how much to invest or how to do it. This is where a financial planner comes into play. Find a certified financial planner with help with your investing and make things more understandable. wealth management is a harrowing process. You have to decide how much money you are going to invest and what you are going to invest in for house insurance Winnipeg.

The first thing you should do is sit down and figure out how much money you have to invest. This includes savings and how much can be taken out of your paycheck each week. The next thing you should do is find a certified financial planner who can help you determine in what to invest. The best place to find a certified financial planner is through friends and family who have used one before. If you do not know anyone who has used a certified financial planner, the next place to look is the phone book. Flip through the pages and look at ads that stand out to you. Especially look for ads that mention “certified” in them. Narrow it down to a handful of financial planners and then be ready to make phone calls armed with questions.

Are you a certified financial planner? How long have you been in business? What is your average rate of return? Do you belong to any professional organizations? Do you belong to the Better Business Bureau? If so, what is your grade? Do you handle the amount of money I have to invest? Do you do free interviews to see if we fit?

After all those questions, you should be able to narrow it down to one. When you go to his or her car insurance office, expect him or her to be professional and courteous. Expect him or her to be able to explain in plain English what investments are recommended and why they are recommend.

Dealing with wealth management can seem like a daunting task. Finding a reputable certified financial planner is worth his or her weight in gold.…